:root {
  --navy-950: #061a2d;
  --navy-900: #08243d;
  --navy-800: #0c3456;
  --navy-700: #164b70;
  --teal-600: #0d8d91;
  --teal-500: #16a5a6;
  --teal-100: #dff6f3;
  --amber-500: #f4a72c;
  --amber-400: #ffc55c;
  --ink: #11263a;
  --muted: #607285;
  --line: #dce5eb;
  --surface: #f4f8fa;
  --white: #fff;
  --shadow-sm: 0 12px 32px rgba(7, 34, 57, .09);
  --shadow-lg: 0 30px 70px rgba(2, 23, 42, .22);
  --radius-sm: 14px;
  --radius-md: 22px;
  --radius-lg: 32px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 96px; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
svg { width: 1.25em; height: 1.25em; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.svg-sprite { position: absolute; width: 0; height: 0; overflow: hidden; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.narrow { max-width: 910px; }
.skip-link {
  position: fixed;
  z-index: 9999;
  top: 10px;
  left: 10px;
  padding: 12px 18px;
  color: var(--white);
  background: var(--navy-950);
  border-radius: 9px;
  transform: translateY(-150%);
}
.skip-link:focus { transform: translateY(0); }
:focus-visible { outline: 3px solid var(--amber-400); outline-offset: 4px; }

.site-header {
  position: sticky;
  z-index: 1000;
  top: 0;
  background: rgba(255, 255, 255, .96);
  border-bottom: 1px solid rgba(14, 50, 81, .1);
  backdrop-filter: blur(16px);
  transition: box-shadow .2s ease;
}
.site-header.is-scrolled { box-shadow: 0 12px 28px rgba(6, 28, 48, .08); }
.header-inner { min-height: 84px; display: flex; align-items: center; justify-content: space-between; gap: 26px; }
.brand { display: inline-flex; align-items: center; gap: 12px; text-decoration: none; }
.brand-mark {
  position: relative;
  display: grid;
  width: 48px;
  height: 48px;
  place-items: center;
  overflow: hidden;
  color: var(--white);
  background: linear-gradient(145deg, var(--teal-500), var(--navy-800));
  border-radius: 14px 14px 14px 5px;
  box-shadow: 0 9px 20px rgba(13, 141, 145, .23);
}
.brand-mark::after {
  position: absolute;
  right: -13px;
  bottom: -16px;
  width: 36px;
  height: 36px;
  content: "";
  background: var(--amber-500);
  border-radius: 50%;
}
.brand-mark span { position: relative; z-index: 1; font-size: 18px; font-weight: 900; letter-spacing: -.06em; }
.brand-mark img { position: relative; z-index: 2; display: block; width: 100%; height: 100%; object-fit: cover; }
.brand-mark:has(img)::after { display: none; }
.brand-name { color: var(--navy-900); font-size: 20px; font-weight: 520; letter-spacing: -.03em; }
.brand-name strong { color: var(--teal-600); font-weight: 800; }
.main-nav { display: flex; align-items: center; gap: 4px; }
.main-nav a {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  gap: 7px;
  padding: 9px 12px;
  color: #31465b;
  border-radius: 11px;
  font-size: 14px;
  font-weight: 700;
  text-decoration: none;
  transition: color .2s ease, background-color .2s ease, transform .2s ease;
}
.main-nav a:hover { color: var(--teal-600); background: var(--teal-100); }
.main-nav svg { width: 17px; height: 17px; }
.main-nav .nav-cta {
  margin-left: 7px;
  padding-inline: 16px;
  color: var(--white);
  background: var(--navy-900);
  box-shadow: 0 8px 18px rgba(8, 36, 61, .16);
}
.main-nav .nav-cta:hover { color: var(--white); background: var(--teal-600); transform: translateY(-1px); }
.menu-toggle {
  display: none;
  width: 48px;
  height: 48px;
  padding: 0;
  color: var(--navy-900);
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 13px;
  cursor: pointer;
}
.menu-toggle svg { width: 24px; height: 24px; }
.menu-close { display: none; }

.hero {
  position: relative;
  min-height: 690px;
  overflow: hidden;
  color: var(--white);
  background:
    linear-gradient(118deg, rgba(4, 24, 43, .97), rgba(8, 52, 86, .95) 54%, rgba(11, 114, 119, .88)),
    radial-gradient(circle at 25% 20%, #1e6a86, transparent 40%);
}
.hero::before {
  position: absolute;
  inset: 0;
  content: "";
  opacity: .22;
  background-image:
    linear-gradient(rgba(255,255,255,.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.06) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: linear-gradient(to right, black, transparent 80%);
}
.hero::after {
  position: absolute;
  right: -120px;
  bottom: -190px;
  width: 500px;
  height: 500px;
  content: "";
  border: 1px solid rgba(255, 255, 255, .15);
  border-radius: 50%;
  box-shadow: 0 0 0 75px rgba(255, 255, 255, .04), 0 0 0 150px rgba(255, 255, 255, .025);
}
.hero-orb { position: absolute; border-radius: 50%; filter: blur(3px); }
.hero-orb-one { top: 9%; right: 13%; width: 170px; height: 170px; background: rgba(20, 189, 181, .12); }
.hero-orb-two { bottom: 4%; left: 4%; width: 250px; height: 250px; background: rgba(244, 167, 44, .07); }
.hero-grid {
  position: relative;
  z-index: 2;
  display: grid;
  min-height: 690px;
  grid-template-columns: minmax(0, 1.15fr) minmax(340px, .75fr);
  align-items: center;
  gap: 82px;
  padding-block: 78px 88px;
}
.eyebrow, .section-kicker {
  margin: 0 0 18px;
  color: var(--teal-600);
  font-size: 12px;
  font-weight: 850;
  letter-spacing: .16em;
  text-transform: uppercase;
}
.eyebrow { display: flex; align-items: center; gap: 10px; color: #9ff4e7; }
.eyebrow span { width: 28px; height: 2px; background: var(--amber-400); }
.hero h1 {
  max-width: 760px;
  margin: 0;
  font-size: clamp(43px, 5.2vw, 68px);
  line-height: 1.04;
  letter-spacing: -.055em;
  text-wrap: balance;
}
.hero-lead { max-width: 680px; margin: 28px 0 0; color: #d5e4ed; font-size: 19px; line-height: 1.7; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 13px; margin-top: 34px; }
.button {
  display: inline-flex;
  min-height: 54px;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 13px 21px;
  border: 1px solid transparent;
  border-radius: 13px;
  font-size: 15px;
  font-weight: 800;
  text-decoration: none;
  transition: transform .2s ease, background-color .2s ease, box-shadow .2s ease;
}
.button:hover { transform: translateY(-2px); }
.button-primary { color: var(--navy-950); background: var(--amber-400); box-shadow: 0 12px 30px rgba(244, 167, 44, .24); }
.button-primary:hover { background: #ffd072; box-shadow: 0 16px 34px rgba(244, 167, 44, .31); }
.button-secondary { color: var(--white); background: rgba(255, 255, 255, .08); border-color: rgba(255, 255, 255, .26); }
.button-secondary:hover { background: rgba(255, 255, 255, .14); }
.hero-note { display: flex; align-items: center; gap: 8px; margin: 23px 0 0; color: #adc7d6; font-size: 13px; }
.hero-note svg { color: #94ecdc; }
.hero-panel {
  position: relative;
  padding: 30px;
  background: rgba(255, 255, 255, .96);
  border: 1px solid rgba(255, 255, 255, .32);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  color: var(--ink);
  backdrop-filter: blur(14px);
}
.hero-panel::before {
  position: absolute;
  top: 0;
  left: 30px;
  width: 72px;
  height: 4px;
  content: "";
  background: var(--amber-500);
  border-radius: 0 0 6px 6px;
}
.panel-heading { display: flex; align-items: center; gap: 15px; padding-bottom: 23px; border-bottom: 1px solid var(--line); }
.panel-icon { display: grid; width: 48px; height: 48px; flex: 0 0 48px; place-items: center; color: var(--teal-600); background: var(--teal-100); border-radius: 14px; }
.panel-icon svg { width: 24px; height: 24px; }
.panel-heading p { margin: 0 0 2px; color: var(--teal-600); font-size: 11px; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; }
.panel-heading h2 { margin: 0; color: var(--navy-900); font-size: 20px; line-height: 1.3; letter-spacing: -.02em; }
.benefit-list { display: grid; gap: 18px; margin: 25px 0; padding: 0; list-style: none; }
.benefit-list li { display: flex; align-items: flex-start; gap: 12px; color: var(--muted); font-size: 14px; line-height: 1.55; }
.benefit-list svg { width: 20px; height: 20px; flex: 0 0 20px; margin-top: 1px; color: var(--teal-600); }
.benefit-list strong { display: inline; color: var(--ink); }
.panel-link, .text-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--teal-600);
  font-size: 14px;
  font-weight: 800;
  text-decoration: none;
}
.panel-link:hover, .text-link:hover { text-decoration: underline; text-underline-offset: 4px; }
.panel-link svg, .text-link svg { width: 18px; height: 18px; transition: transform .2s ease; }
.panel-link:hover svg, .text-link:hover svg { transform: translateX(4px); }

.trust-strip { position: relative; z-index: 3; margin-top: -1px; background: var(--white); border-bottom: 1px solid var(--line); box-shadow: var(--shadow-sm); }
.trust-grid { display: grid; grid-template-columns: repeat(3, 1fr); }
.trust-grid > div { display: flex; min-height: 100px; align-items: center; justify-content: center; gap: 14px; padding: 23px; border-right: 1px solid var(--line); }
.trust-grid > div:last-child { border-right: 0; }
.trust-grid span { display: grid; width: 38px; height: 38px; flex: 0 0 38px; place-items: center; color: var(--teal-600); background: var(--teal-100); border-radius: 50%; font-size: 11px; font-weight: 900; }
.trust-grid p { margin: 0; color: var(--muted); font-size: 14px; }
.trust-grid strong { color: var(--navy-900); }

.section { padding-block: 106px; }
.section-heading { margin-bottom: 48px; }
.section-heading h2, .answer-section h2, .value-section h2, .faq-section h2 {
  margin: 0;
  color: var(--navy-900);
  font-size: clamp(32px, 4vw, 48px);
  line-height: 1.12;
  letter-spacing: -.045em;
  text-wrap: balance;
}
.section-heading > p, .split-heading > p, .faq-intro > p { color: var(--muted); }
.split-heading { display: grid; grid-template-columns: 1.2fr .65fr; align-items: end; gap: 60px; }
.split-heading > p { margin: 0 0 4px; }
.centered { max-width: 720px; margin-inline: auto; text-align: center; }
.centered > p:last-child { margin: 19px auto 0; color: #b9ceda; }
.light { color: #8fe4d8; }

.answer-section { background: var(--surface); }
.answer-section h2 { margin-bottom: 30px; text-align: center; }
.answer-section .section-kicker { text-align: center; }
.answer-card { position: relative; padding: 38px 42px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-md); box-shadow: var(--shadow-sm); }
.answer-card::before { position: absolute; top: 0; left: 42px; width: 72px; height: 4px; content: ""; background: var(--teal-500); border-radius: 0 0 6px 6px; }
.answer-card p { margin: 0; color: #475e72; font-size: 17px; }
.answer-card p + p { margin-top: 17px; }
.answer-card strong { color: var(--navy-900); }
.answer-card a { color: var(--teal-600); font-weight: 750; }
.author-byline { display: flex; align-items: center; justify-content: center; gap: 12px; margin-top: 24px; color: var(--muted); }
.author-avatar { display: grid; width: 40px; height: 40px; flex: 0 0 40px; place-items: center; color: var(--white); background: linear-gradient(145deg, var(--teal-500), var(--navy-800)); border-radius: 50%; font-size: 12px; font-weight: 900; }
.author-byline p { margin: 0; font-size: 13px; line-height: 1.4; }
.author-byline strong { display: block; color: var(--navy-900); font-size: 14px; }
.author-byline span { display: block; }

.services-section { background: var(--white); }
.service-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.service-card {
  position: relative;
  min-height: 470px;
  padding: 34px 30px;
  overflow: hidden;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  box-shadow: 0 14px 38px rgba(6, 36, 62, .07);
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
}
.service-card:hover { transform: translateY(-6px); border-color: rgba(13, 141, 145, .4); box-shadow: 0 22px 46px rgba(6, 36, 62, .12); }
.service-card.featured { color: var(--white); background: linear-gradient(150deg, var(--navy-900), var(--navy-800)); border-color: var(--navy-800); transform: translateY(-12px); }
.service-card.featured:hover { transform: translateY(-18px); }
.card-number { position: absolute; top: 25px; right: 27px; color: #b7c4cc; font-size: 12px; font-weight: 850; letter-spacing: .12em; }
.featured .card-number { color: #80a2b5; }
.card-badge { position: absolute; top: 0; left: 29px; padding: 5px 12px 7px; color: var(--navy-900); background: var(--amber-400); border-radius: 0 0 9px 9px; font-size: 10px; font-weight: 900; letter-spacing: .08em; text-transform: uppercase; }
.service-icon { display: grid; width: 62px; height: 62px; margin-bottom: 26px; place-items: center; color: var(--teal-600); background: var(--teal-100); border-radius: 18px; }
.service-icon svg { width: 30px; height: 30px; }
.featured .service-icon { margin-top: 9px; color: var(--amber-400); background: rgba(255, 255, 255, .1); }
.service-card h3 { margin: 0 0 15px; color: var(--navy-900); font-size: 24px; line-height: 1.25; letter-spacing: -.025em; }
.featured h3 { color: var(--white); }
.service-card > p { margin: 0; color: var(--muted); font-size: 15px; }
.featured > p { color: #c4d7e1; }
.service-card ul { display: grid; gap: 10px; margin: 25px 0 0; padding: 22px 0 0; border-top: 1px solid var(--line); list-style: none; }
.featured ul { border-color: rgba(255, 255, 255, .13); }
.service-card li { display: flex; align-items: center; gap: 9px; color: #3d5568; font-size: 14px; font-weight: 650; }
.featured li { color: #e5f0f4; }
.service-card li svg { width: 17px; height: 17px; color: var(--teal-600); }
.featured li svg { color: var(--amber-400); }

.process-section { position: relative; overflow: hidden; color: var(--white); background: var(--navy-950); }
.process-section::after { position: absolute; right: -170px; bottom: -170px; width: 420px; height: 420px; content: ""; border: 70px solid rgba(22, 165, 166, .07); border-radius: 50%; }
.process-section .section-heading h2 { color: var(--white); }
.process-grid { position: relative; z-index: 1; display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; margin: 0; padding: 0; list-style: none; counter-reset: none; }
.process-grid::before { position: absolute; z-index: -1; top: 42px; right: 16%; left: 16%; height: 1px; content: ""; background: linear-gradient(90deg, transparent, rgba(143, 228, 216, .45), transparent); }
.process-grid li { position: relative; padding: 34px 30px; background: rgba(255, 255, 255, .055); border: 1px solid rgba(255, 255, 255, .11); border-radius: var(--radius-md); }
.step-number { position: absolute; top: 24px; right: 25px; color: rgba(255, 255, 255, .23); font-size: 40px; font-weight: 900; line-height: 1; }
.step-icon { display: grid; width: 54px; height: 54px; margin-bottom: 24px; place-items: center; color: var(--amber-400); background: rgba(255, 255, 255, .08); border-radius: 16px; }
.step-icon svg { width: 26px; height: 26px; }
.process-grid h3 { margin: 0 0 12px; font-size: 21px; }
.process-grid p { margin: 0; color: #abc2d0; font-size: 15px; }
.process-table-wrap { position: relative; z-index: 1; margin-top: 46px; padding-top: 38px; border-top: 1px solid rgba(255, 255, 255, .12); }
.process-table-wrap h3 { margin: 0 0 18px; color: var(--white); font-size: 23px; letter-spacing: -.025em; }
.table-scroll { overflow-x: auto; border: 1px solid rgba(255, 255, 255, .12); border-radius: 16px; }
.process-table-wrap table { width: 100%; min-width: 720px; border-collapse: collapse; background: rgba(255, 255, 255, .045); }
.process-table-wrap th, .process-table-wrap td { padding: 16px 19px; border-bottom: 1px solid rgba(255, 255, 255, .1); text-align: left; }
.process-table-wrap th { color: #9ff4e7; background: rgba(255, 255, 255, .045); font-size: 11px; letter-spacing: .1em; text-transform: uppercase; }
.process-table-wrap td { color: #c6d8e2; font-size: 14px; }
.process-table-wrap tr:last-child td { border-bottom: 0; }
.process-table-wrap td:first-child { color: var(--white); font-weight: 750; }

.value-section { background: linear-gradient(180deg, #f8fbfc, #eef5f7); }
.value-grid { display: grid; grid-template-columns: .9fr 1.1fr; align-items: center; gap: 90px; }
.value-intro { margin: 24px 0; color: var(--muted); font-size: 17px; }
.value-cards { display: grid; gap: 14px; }
.value-cards article { display: flex; align-items: flex-start; gap: 18px; padding: 24px 26px; background: var(--white); border: 1px solid var(--line); border-radius: var(--radius-sm); box-shadow: 0 9px 25px rgba(7, 34, 57, .05); }
.value-cards article > span { display: grid; width: 44px; height: 44px; flex: 0 0 44px; place-items: center; color: var(--teal-600); background: var(--teal-100); border-radius: 12px; }
.value-cards h3 { margin: 0 0 3px; color: var(--navy-900); font-size: 18px; }
.value-cards p { margin: 0; color: var(--muted); font-size: 14px; }

.faq-section { background: var(--white); }
.faq-grid { display: grid; grid-template-columns: .65fr 1.15fr; align-items: start; gap: 85px; }
.faq-intro { position: sticky; top: 120px; }
.faq-intro > p { margin-top: 20px; }
.faq-contact { display: flex; align-items: center; gap: 13px; margin-top: 30px; padding-top: 24px; border-top: 1px solid var(--line); }
.faq-contact > svg { width: 36px; height: 36px; padding: 8px; color: var(--teal-600); background: var(--teal-100); border-radius: 10px; }
.faq-contact span { display: block; color: var(--muted); font-size: 12px; }
.faq-contact a { color: var(--navy-900); font-size: 14px; font-weight: 800; text-decoration: none; }
.accordion { border-top: 1px solid var(--line); }
.accordion details { border-bottom: 1px solid var(--line); }
.accordion summary {
  display: flex;
  min-height: 78px;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  color: var(--navy-900);
  cursor: pointer;
  font-size: 17px;
  font-weight: 800;
  list-style: none;
}
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary span { position: relative; width: 30px; height: 30px; flex: 0 0 30px; background: var(--surface); border-radius: 50%; }
.accordion summary span::before, .accordion summary span::after { position: absolute; top: 14px; left: 9px; width: 12px; height: 2px; content: ""; background: var(--teal-600); transition: transform .2s ease; }
.accordion summary span::after { transform: rotate(90deg); }
.accordion details[open] summary span::after { transform: rotate(0); }
.accordion details p { margin: -4px 52px 25px 0; color: var(--muted); }
.accordion details a { color: var(--teal-600); font-weight: 750; }

.contact-section { padding: 50px 0; background: linear-gradient(180deg, var(--white) 50%, var(--navy-950) 50%); }
.contact-card { position: relative; display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 27px; padding: 42px 46px; overflow: hidden; color: var(--white); background: linear-gradient(115deg, var(--navy-800), var(--teal-600)); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); }
.contact-card::after { position: absolute; right: -90px; width: 260px; height: 260px; content: ""; border: 45px solid rgba(255,255,255,.07); border-radius: 50%; }
.contact-mark { position: relative; z-index: 1; display: grid; width: 68px; height: 68px; place-items: center; color: var(--amber-400); background: rgba(255, 255, 255, .1); border-radius: 18px; }
.contact-mark svg { width: 32px; height: 32px; }
.contact-card > div, .contact-card > a { position: relative; z-index: 1; }
.contact-card .section-kicker { margin-bottom: 5px; }
.contact-card h2 { margin: 0; font-size: clamp(27px, 3vw, 37px); line-height: 1.15; letter-spacing: -.035em; }
.contact-card p:last-child { max-width: 680px; margin: 10px 0 0; color: #d7eaec; }
.contact-card .button { white-space: nowrap; }

.site-footer { position: relative; color: #bdd0dc; background: var(--navy-950); }
.footer-accent { width: 100%; height: 4px; background: linear-gradient(90deg, var(--teal-500), var(--amber-500), var(--teal-500)); }
.footer-grid { display: grid; grid-template-columns: 1.4fr .72fr .95fr 1fr; gap: 58px; padding-block: 74px 58px; }
.brand-light .brand-name { color: var(--white); }
.footer-brand > p { max-width: 330px; margin: 24px 0 18px; color: #92aaba; font-size: 14px; }
.footer-mail { display: inline-flex; align-items: center; gap: 8px; color: #b6efe8; font-size: 14px; font-weight: 700; text-decoration: none; }
.site-footer h2 { margin: 4px 0 21px; color: var(--white); font-size: 13px; letter-spacing: .11em; text-transform: uppercase; }
.site-footer ul { display: grid; gap: 12px; margin: 0; padding: 0; list-style: none; }
.site-footer li a { display: flex; align-items: center; gap: 8px; color: #9eb3c1; font-size: 13px; text-decoration: none; transition: color .2s ease; }
.site-footer li a:hover { color: var(--white); }
.site-footer li svg { width: 15px; height: 15px; color: #66cfc8; }
.footer-contact p { margin: 0 0 20px; color: #92aaba; font-size: 14px; }
.footer-button { display: inline-flex; min-height: 44px; align-items: center; gap: 8px; padding: 9px 14px; color: var(--white); background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.16); border-radius: 10px; font-size: 13px; font-weight: 800; text-decoration: none; }
.footer-button:hover { background: rgba(255,255,255,.13); }
.footer-bottom { display: flex; min-height: 76px; align-items: center; justify-content: space-between; gap: 30px; border-top: 1px solid rgba(255,255,255,.09); font-size: 12px; }
.footer-bottom p { margin: 0; }
.footer-bottom div { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 12px; }
.footer-bottom a { color: #d8e7ed; text-decoration: none; }
.footer-bottom .footer-credit {
  display: inline-flex;
  min-height: 42px;
  align-items: center;
  gap: 9px;
  padding: 6px 12px 6px 7px;
  color: var(--white);
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(255, 255, 255, .16);
  border-radius: 12px;
  font-weight: 800;
  transition: background-color .2s ease, border-color .2s ease, transform .2s ease;
}
.footer-bottom .footer-credit:hover,
.footer-bottom .footer-credit:focus-visible {
  color: var(--white);
  background: rgba(255, 255, 255, .14);
  border-color: rgba(255, 255, 255, .32);
  transform: translateY(-2px);
}
.credit-badge {
  display: grid;
  width: 28px;
  height: 28px;
  place-items: center;
  color: var(--navy-950);
  background: var(--amber-400);
  border-radius: 9px;
  font-size: 15px;
  font-weight: 900;
}

@media (max-width: 1050px) {
  .main-nav a { padding-inline: 9px; }
  .main-nav a svg { display: none; }
  .hero-grid { gap: 45px; grid-template-columns: 1.05fr .75fr; }
  .footer-grid { grid-template-columns: 1.3fr 1fr 1fr; }
  .footer-contact { grid-column: 2 / 4; }
}

@media (max-width: 860px) {
  html { scroll-padding-top: 82px; }
  .header-inner { min-height: 76px; }
  .menu-toggle { display: grid; place-items: center; }
  .menu-toggle[aria-expanded="true"] .menu-open { display: none; }
  .menu-toggle[aria-expanded="true"] .menu-close { display: block; }
  .main-nav {
    position: absolute;
    top: calc(100% + 1px);
    right: 20px;
    left: 20px;
    display: grid;
    gap: 4px;
    padding: 12px;
    visibility: hidden;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 0 0 16px 16px;
    box-shadow: 0 24px 45px rgba(4, 29, 51, .18);
    opacity: 0;
    transform: translateY(-8px);
    transition: opacity .2s ease, transform .2s ease, visibility .2s ease;
  }
  .main-nav.is-open { visibility: visible; opacity: 1; transform: translateY(0); }
  .main-nav a { min-height: 48px; padding: 10px 13px; }
  .main-nav a svg { display: block; }
  .main-nav .nav-cta { margin: 5px 0 0; justify-content: center; }
  .hero-grid { min-height: auto; grid-template-columns: 1fr; gap: 45px; padding-block: 70px 80px; }
  .hero-panel { max-width: 620px; }
  .trust-grid > div { padding-inline: 14px; }
  .split-heading, .value-grid, .faq-grid { grid-template-columns: 1fr; gap: 44px; }
  .service-grid { grid-template-columns: 1fr; }
  .service-card { min-height: auto; }
  .service-card.featured { transform: none; }
  .service-card.featured:hover { transform: translateY(-6px); }
  .process-grid { grid-template-columns: 1fr; }
  .process-grid::before { display: none; }
  .faq-intro { position: static; }
  .contact-card { grid-template-columns: auto 1fr; }
  .contact-card .button { grid-column: 2; justify-self: start; }
  .footer-grid { grid-template-columns: 1.3fr 1fr; }
  .footer-contact { grid-column: auto; }
}

@media (max-width: 600px) {
  .container { width: min(calc(100% - 28px), var(--container)); }
  .brand-mark { width: 43px; height: 43px; border-radius: 12px 12px 12px 4px; }
  .brand-name { font-size: 18px; }
  .main-nav { right: 14px; left: 14px; }
  .hero h1 { font-size: clamp(38px, 12vw, 52px); }
  .hero-lead { font-size: 17px; }
  .hero-actions { display: grid; }
  .button { width: 100%; }
  .hero-panel { padding: 25px 21px; }
  .panel-heading { align-items: flex-start; }
  .trust-grid { grid-template-columns: 1fr; }
  .trust-grid > div { min-height: 73px; justify-content: flex-start; border-right: 0; border-bottom: 1px solid var(--line); }
  .trust-grid > div:last-child { border-bottom: 0; }
  .section { padding-block: 78px; }
  .section-heading { margin-bottom: 35px; }
  .split-heading { gap: 20px; }
  .answer-card { padding: 30px 24px; }
  .answer-card::before { left: 24px; }
  .answer-card p { font-size: 16px; }
  .author-byline { align-items: flex-start; justify-content: flex-start; }
  .service-card { padding: 30px 24px; }
  .process-grid li { padding: 30px 24px; }
  .accordion summary { min-height: 72px; font-size: 16px; }
  .accordion details p { margin-right: 0; }
  .contact-section { padding-block: 30px; }
  .contact-card { grid-template-columns: 1fr; gap: 18px; padding: 30px 24px; border-radius: 23px; }
  .contact-card .button { grid-column: auto; width: 100%; }
  .contact-mark { width: 55px; height: 55px; }
  .footer-grid { grid-template-columns: 1fr; gap: 38px; padding-block: 58px 45px; }
  .footer-bottom { align-items: flex-start; flex-direction: column; padding-block: 23px; }
  .footer-bottom div { justify-content: flex-start; }
  .footer-bottom .footer-credit { width: 100%; justify-content: flex-start; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}